Coverage

What does commercial insurance cover?

Business Owners Policy

Packages General Liability, Commercial Property, and Business Interruption coverage together.

Workers Compensation

Covers employee lost wages and medical treatment for work-related injuries.

General Liability

Protects your business from claims of third-party injury or property damage.

Professional Liability

Defends against claims of negligence and financial loss from a mistaken service.

Commercial Auto

Liability, collision, comprehensive, medical payments, and uninsured motorist coverage.

Cyber Liability

Pays extortion costs for stolen information and lost income from digital disruption.

Special Events

Cancellation, vendor breach, guest injury, and damages to the event location.

Is it required?

Is commercial insurance required?

Workers compensation is required in every state for businesses with more than a few employees, except in Texas. Most states also require some form of general liability coverage.

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