Insurance for Restaurants with Trimble

Running a restaurant is an exciting venture that comes with its own set of challenges. At Trimble, we recognize the significance of offering comprehensive insurance coverage specifically designed for restaurants. We understand that unforeseen accidents can potentially impede the growth and success of your establishment. That’s why we are here to provide you with the insurance solutions you need to safeguard your business. Don’t let unexpected events disrupt the development of your restaurant. Trust Trimble to protect your investment.


Reasons Restaurants Partner With Us

Custom Coverage

Don’t settle for a generic policy that wastes money on coverage you don’t need. We tailor every policy to protect the things that matter most for your business.

Instant Comparison

We instantly compare rates from all of the top carriers to ensure you're getting the most coverage at the best rate so you don't have to.

Best Rates

We’ve partnered with the top carriers to bring the best to you. This means you get favorable rates that you can’t get anywhere else.

Lifetime Support

Handling insurance while in the training athletes can be time consuming. We take care of everything from claims to renewals so you can focus on growing your business.

All Of Your Policies, Carriers, and Payments In One Place With One Agent

Free Policy Reviews

Get A Free Policy Review

Already have insurance, but curious to see if you could be paying less for more coverage? Send us your current policy and we’ll review it for free. We’ll check for lower rates, better coverage, and supplemental insurance products that can help protect your business.

Common Policies For School Facilities

General Liability

Helps protect your business from claims of bodily injury and property damage.

Bodily injury

Property damage

Reputational harm

Advertising injuries

Covers damage for rented premises

Business Owners Policy

A Business Owner’s Policy (BOP) combines general liability, workers comp, commercial auto, professional liability, and commercial property into one policy. 

General liability

Workers Compensation

Professional Liability

Commercial Auto

Commercial Property

Workers Compensation

Helps protect your business from claims of bodily injury and property damage.

Covers medical care and treatment

Replace lost income

Disability benefits

Death benefits

Covers legal costs

Professional Liability

Helps cover your company if you make a mistake in the professional services given to a customer or client.

Covers negligence

Covers misrepresentation

Covers inaccurate advice

Covers inaccurate advice

Covers personal injury (libel/slander)

Commercial Auto

Helps cover the costs of an auto accident while you or an employee uses a company-owned car for business.

Bodily injury liability

Property damage liability

Collision coverage

Comprehensive coverage

Uninsured motorist coverage

Rental coverage

Medical payments coverage

Commercial Property

Helps protect your owned or rented building, plus the tools and equipment you use to operate your business.

Equipment coverage

Business interruption insurance

Building coverage

Personal property coverage

Inventory coverage

Why Work With One Carrier When You Can Work With Them All?

Get Your Free Insurance Quote Today

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Reasons Restaurants Partner With Us

"I have been a client of Trimble for a few years, they are an exceptional insurance brokerage. I can confidently say that they have exceeded my expectations time and time again. They helped us with a $100k+ loss that saved my business!"
Randy Brumfield
Owner, Brumfield's
"What sets Trimble apart is their unwavering commitment to customer satisfaction. They took the time to understand my business inside out, ensuring that I had the right coverage for my specific risks and liabilities. Their team of knowledgeable professionals went above and beyond helping me understand what I needed."
Jason Perkins
Owner, Tequila Mia
Trimble took the headaches out of navigating the insurance landscape, making the process of purchasing and renewing policies a breeze. I no longer have to worry about spending precious time shopping around, Trimble does all the legwork for me, ensuring I have the best coverage at competitive rates from multiple carriers.
Alfonzo Luca
Owner, Ala- Luca's


The top 3 questions businesses ask us:

There are a lot of reasons to choose Trimble over going directly with a carrier. For starters, we work with all of the top carriers and can compare all of their rates for you within minutes. This reduces the time you have to spend filling out forms and speaking with agents. This also ensures you’re getting the most coverage at the best rate. Secondly, when you choose us as your insurance partner, we take care of your policy for life. When it comes time for renewals, we’ll re-shop your policy to find you the best rate. When you have a claim, you will work with your dedicated agent to get things resolved quickly. When you have questions, you can book a meeting directly with your agent, text them, call them, or whatever works best for your schedule. Lastly, we offer a range of policies to help meet the needs of your business as you continue to grow.

Yes, every service we offer is free whether you’re a new customer or one who has been with us for years. You will never have to pay for quotes, or to renew your policy, ever.

Every restaurant is different which is why we custom make every policy for you. One of our dedicated agents will assess your business and make recommendations based on where you’re currently at and where you will be with your growth plans. But, since that doesn’t directly answer your question, common policies we see restaraunts get are:

  • Commercial General Liability: CGL coverage protects against general third-party bodily injury and property damage claims.
  • Commercial Auto Liability: Covers injury and property damage sustained by third parties resulting from accidents caused by business owned vehicles.
  • Property Coverage: Covers the building and its contents, such as; cooking equipment, furniture, and other equipment necessary to business operations. 
  • Workers Compensation: Provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job. 
  • Special Events: Offers liability protection during parties and other one-time events that take place at the restaurant. 
  • Alleged Sexual Abuse & Molestation Liability: Covers you if a student or family member makes allegations of sexual misconduct against you or an employee. 
  • Alleged Assault & Battery Liability: Provides liability coverage for injuries sustained by third parties as a result of a fight or acts of violence. 
  • Professional Liability (E&O): Also known as errors and omissions insurance, this coverage protects you if you make a mistake or provide advice that contributes to an injury or improper decision. 
  • Communicable Disease Coverage: Offers liability protection, resulting directly from a pandemic, in the event you are named in a lawsuit regarding a customer alleging they were exposed from your operation. 
  • Individual Liability: Offers personal liability protection for restaurant staff.