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Homeowners Insurance

Standard and optional coverage for owner-occupied, seasonal, or secondary homes, as well as coverage for surrounding structures, like sheds and garages.

What does homeowners insurance cover?

The insurance covers most types of damage depending on the A-to-F levels. There are six levels, which you can see listed here:


Other Structure

Personal Property


Personal Liability

Medical Payments

Is homeowners insurance required?

You are not legally required to have homeowners insurance once you have paid off your house. Without homeowners insurance, there is no way to guarantee the safety of your family, home, and belongings when accidents occur.

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