Commercial Insurance

Commercial insurance is coverage for businesses and corporations. It can cover your business from expensive risks like lawsuits, injuries, theft, and property damage.

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What does commercial insurance cover?

Business Owners Policy

Packages together elements from General Liability, Commercial Property, and Business Interruption insurance.

Workers Compensation

Covers an employee’s lost wages and the cost of resulting medical treatment if they suffer a work-related injury or disease.

General Liability

Protects your business from claims of third party injury or property damage and more.

Professional Liability

Defends against claims of negligence and financial loss arising, from mistaken service (errors and omissions).

Commercial Auto

Provides coverage such as liability, collision, comprehensive, medical payments, and uninsured motorist coverage.

Cyber Liability

Pays extortion costs for stolen information, the value of lost business data, and lost income from a digital disruption.

Special Events

Offers coverage for cancellation, vendor breach of contract, injury to guests, and damages to the location.

Is commercial insurance required?

Workers compensation (also called workers comp) is required in all states for businesses that have more than a few employees, except in the state of Texas. Most states require some form of general liability coverage as well.

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